Legal Disclaimer
Last Updated: January 2025
Please read this disclaimer carefully before using the quorinavel website and any services, educational materials, or forecasting tools we provide. By accessing quorinavel.com or participating in our programs, you acknowledge that you've read, understood, and agreed to the terms outlined here.
This isn't just standard legal language. We genuinely want you to understand what we offer and what we don't. Financial planning can be complicated, and setting realistic expectations from the start helps everyone.
Educational Purpose Only
Everything we provide through quorinavel — whether it's courses, tools, forecasting models, or budgeting templates — is designed for educational purposes. We're here to teach you concepts, share techniques, and help you develop skills.
What we're not doing is providing personalised financial advice tailored to your specific situation. Think of us as a training ground where you learn to make informed decisions yourself, not as your personal financial advisor.
Our materials should not replace professional financial, accounting, legal, or tax advice from licensed professionals who understand your individual circumstances.
No Guarantees or Warranties
We work hard to create useful content, but we can't guarantee specific outcomes. Financial forecasting involves making educated guesses about future conditions, and sometimes those guesses don't pan out the way anyone expected.
Content Accuracy
While we strive to keep information current and accurate, financial regulations change, markets shift, and best practices evolve. We update our materials regularly, but there might be times when something slips through or becomes outdated between review cycles.
Individual Results
Your results will depend on your effort, existing knowledge, business circumstances, and frankly, factors outside anyone's control. Two people can take the same course and end up with completely different outcomes based on how they apply what they've learned.
Limitation of Liability
quorinavel, including our team members, instructors, and partners, won't be liable for any losses or damages that arise from using our educational materials or tools. This includes direct losses, indirect consequences, or anything in between.
- Business decisions you make based on techniques learned in our programs
- Financial outcomes resulting from forecasting models or budgeting approaches we teach
- Technical issues, errors, or interruptions in accessing our platform or materials
- Third-party content or external resources we might reference or link to
- Misunderstandings or misapplications of concepts we've taught
This might sound harsh, but here's what we mean: we're giving you knowledge and tools, but how you use them in your specific context is ultimately your responsibility. And honestly, that's how it should be — you know your business better than we ever could.
Professional Advice Recommendation
Before making significant financial decisions, talk to qualified professionals. We're serious about this. A good accountant or financial advisor who understands Australian regulations and your particular situation is worth their weight in gold.
If you're dealing with complex tax situations, considering major investments, restructuring your business, or facing financial difficulties, professional guidance isn't optional — it's essential.
Our courses can help you have more informed conversations with these professionals and better understand their advice, but they shouldn't replace that personalised guidance.
Australian Context and Regulations
Our content reflects Australian financial practices, regulations, and market conditions as we understand them in 2025. If you're accessing our materials from outside Australia, some information might not apply to your jurisdiction.
Tax laws, reporting requirements, and business regulations vary significantly between countries and even between Australian states in some cases. What works in New South Wales might need adjustment in Queensland or Victoria.
Third-Party Content and Links
Occasionally, we reference external resources, tools, or websites that we think might be helpful. We're not responsible for the content, accuracy, or availability of these third-party materials.
When we link to something external, it doesn't mean we endorse everything that site says or does. We're just pointing you toward resources that seemed relevant when we created our content.
Technology and Access
We do our best to keep our platform running smoothly, but technology has its moments. Sometimes servers go down, updates cause temporary glitches, or your internet connection decides to take a break.
We're not liable for technical issues that prevent you from accessing materials, delays in content delivery, or data loss that might occur. We recommend downloading important materials and keeping your own backups of any work you do using our tools.
Updates and Changes
We update this disclaimer occasionally to reflect changes in how we operate, legal requirements, or lessons we've learned. When we make significant changes, we'll update the date at the top of this page.
Continuing to use quorinavel after we post changes means you accept the updated terms. We won't send individual notifications for minor clarifications, so checking back here occasionally isn't a bad idea.
Questions About This Disclaimer?
If something here isn't clear or you need clarification about how these terms apply to your situation, reach out. We'd rather answer questions upfront than have misunderstandings later.