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Cookie Policy

Last Updated: March 2025

We use cookies and similar tracking technologies on quorinavel.com to help you get the most out of our financial forecasting and budgeting tools. This policy explains what these technologies are, why we use them, and how you can manage your preferences.

By continuing to use our website, you're agreeing to our use of cookies as described here. If you'd rather not have cookies placed on your device, you can adjust your browser settings—though this might affect how some features work.

What Are Cookies?

Cookies are small text files that websites place on your computer or mobile device when you visit them. They're widely used to make websites work more efficiently and provide information to site owners.

Think of them as a website's short-term memory. They help us recognize you when you return, remember your preferences, and understand how you interact with our forecasting tools. Most cookies contain a unique identifier and some basic information about your visit.

We also use similar technologies like web beacons (tiny graphics embedded in pages) and local storage objects. These serve similar purposes—helping us improve your experience and understand what's working on our site.

Types of Cookies We Use

Not all cookies do the same thing. Here's a breakdown of the different types you'll encounter on quorinavel.com:

Essential Cookies

These are necessary for the website to function properly. Without them, you wouldn't be able to log into your account, save your budget templates, or use our forecasting calculator. They're the backbone of the site's basic functionality.

Examples: Session authentication, security tokens, load balancing

Functional Cookies

These remember your choices and preferences. They keep track of things like your preferred currency display, dashboard layout, or the last report you were working on. They make using our tools feel more personalized and efficient.

Examples: Language preference, dashboard settings, recent searches

Analytics Cookies

We use these to understand how visitors interact with quorinavel.com. They tell us which features are most popular, where people get stuck, and what we can improve. All this data is aggregated and anonymous—we're not tracking individual users.

Examples: Page views, time on site, navigation patterns, feature usage

Marketing Cookies

These help us show you relevant information about our services. They track your visit across our site so we can understand which features interest you most and provide content that matches your needs. They also help us measure the effectiveness of our outreach efforts.

Examples: Ad campaign tracking, conversion measurement, retargeting

How We Use Tracking Information

The data we collect through cookies helps us in several practical ways. When you log in, cookies keep you authenticated so you don't have to enter your password on every page. They remember which budget template you were working on, so you can pick up right where you left off.

On a broader level, cookies help us understand which features of our financial forecasting platform get the most use. If we notice that many users struggle with a particular tool, we know where to focus our improvement efforts. We also use this information to test new features with small groups before rolling them out to everyone.

For marketing purposes, cookies let us show you relevant information about features you might find useful. If you've been exploring our cash flow tools, we might highlight related resources or upcoming webinars about cash management.

Managing Your Cookie Preferences

You have control over which cookies you accept. Most browsers allow you to manage cookies through their settings. You can typically choose to accept all cookies, reject all cookies, or be notified when a cookie is set so you can decide case by case.

Keep in mind that blocking essential cookies will prevent you from using core features of quorinavel.com, like logging into your account or saving your work. Blocking functional or analytics cookies won't break the site, but your experience might be less smooth.

Browser-Specific Instructions

Chrome: Settings → Privacy and Security → Cookies
Firefox: Options → Privacy & Security → Cookies
Safari: Preferences → Privacy → Cookies
Edge: Settings → Cookies and Site Permissions

Third-Party Cookies

Some cookies on quorinavel.com come from third-party services we use. For example, if we embed a video tutorial on budgeting techniques, the video player might set its own cookies. Or if we use an analytics service to understand site traffic, that service will place cookies to track visitor behavior.

We carefully select our third-party partners and only work with services that meet our privacy standards. However, we don't control how these third parties use their cookies. We recommend reviewing their privacy policies if you want to understand their practices in detail.

Common third-party services we work with include analytics platforms, content delivery networks, and customer support tools. Each serves a specific purpose in making quorinavel.com work effectively.

Data Retention

Different cookies stay on your device for different lengths of time. Session cookies disappear when you close your browser. Persistent cookies remain until they expire or you delete them manually. Essential cookies typically last for the duration of your session, while preference cookies might stick around for months or even years so we can remember your settings next time you visit.

Updates to This Policy

We update this cookie policy occasionally to reflect changes in our practices or for legal reasons. When we make significant changes, we'll update the "Last Updated" date at the top of this page. We might also notify you directly if the changes substantially affect how we handle cookies.

It's worth checking back here periodically, especially if you have specific concerns about how we use tracking technologies. We're committed to being transparent about our data practices.

Questions About Our Cookie Practices?

If you'd like to know more about how we use cookies or have concerns about your privacy, our team is here to help. We're happy to provide additional details or clarify anything that's unclear.

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quorinavel provides accessible financial education for Australians looking to strengthen their money management skills through practical learning experiences.

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